Banking and Finance Research Papers/Topics

THE ROLE OF COMMERCIAL BANKS IN A DEPRESSED ECONOMY.

TABLE OF CONTENTSTitle pageApproval pageDedicationAcknowledgementCHAPTER1.0 Introduction1.1 Background of the study1.2 Statement of the study1.3 Objective of the study1.4 Rationale / Research Question1.5 Significance of the study1.6 Scope of the study1.7 Assumption of the study1.8 Justification of the studyCHAPTER TWO2.0 Review of related literatureCHAPTER THREE3.0 Methodology and research design3.1 Sources of data3.2 Method of data collection3.3 Location of data.CHAPTER FOUR4.0 Summary and f...

COMMUNITY BANKS AND ECONOMICS DEVELOPMENT OF ANAMBRA STATE, PROBLEMS AND PROSPECT. [A CASE STUDY OF UMUDIOKA COMMUNITY BANK NIG. LTD ANABRA STATE]

INTRODUTION1. BLACKGROUND OF THE STUDYConcerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgagesAgriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. Ins...

FRAUD IN THE BANKING INDUSTRY.

BACKGROUND OF THE STUDY:-With an award match to becoming an industrialized Nation, Nigeria is witnessing as professional, which made the possible establishment of service industries and other business organisation.  This belief was rather so strong that the urge to provide financial services can no longer be overlooked.  To accelerate economic growth and economic development both government and some organised private were issued licenses to operate banks.  In addition to a few ...

IMPROVING CUSTOMER SERVICE IN NIGERIA COMMERCIAL BANKS

INTRODUCTIONBANKING: It is an institution established for the purpose of rendering retail banking services at a profit. Improving customer services in Nigeria banks: Banking in Nigeria has  grown beyond the variety of banks increased. Competition as a result banks were forcved to be in no value and services oriented. But this high rate of growht at the banking industry has yielded to some undisirable side effect amongst these is the lossof professionalism in the services at banks to thei...

LIQIUDITY MANAGEMENT PRACTICE AT FIRST BANK OF NIGERIA PLC

INTRODUCTIONA bank is considered liquid when it has asset and investment in security that are easily reliable at a short notice without a loose to the bank together with the ability to raise fund from he other source, to enable it to meet its payment obligation and financial commitment in a timely manner. In addition there should be financial commitment buffer to meet almost all financial emergency.Liquidity management of a commercial bank is a very vital issue in the banking industry. It is ...

EFFECTIVE INTERNAL CONTROL AS THE BASIS FOR PREVENTION AND DEDECTION OF FRUAD IN BANK IN NIGERIA (A CASE STUDY OF AFRIBANK. PLC ENUGU)

INTRODUCTION1.1 BACKGROUND OF THE STUDY Even since the inception of the first three successful indigenous banks in Nigeria, the National Bank of Nigeria established on February 11th 1933, the Agbommagbe Bank (now wema Bank Nig Plc) in 1945, The African continental Bank Plc in 1947 and others subsequently established in the country  during the period from  1952 when the first banking ordinance was enacted to regulate  and control the activities of commercial banks in the co...

THE ROLE Of AFRICAN DEVELOPMENT BANK IN NIGERIA ECONOMIC DEVELOPMENT

ABSTRACTThe urgent need to establish a financial institution that will carter for the development of various sector of the African economy brought about the emergence of the African development bank. Also when the African government realized that the central bank are commercial banks could not provide bring financial developmental services, the development banks were specially established to bring the gap.The objective of the research is to appraise the activities of ADB and highlight the eff...

BANK FRAUD AND ITS EFFECTS ON NIGERIAN’S ECONOMY (A CASE STUDY OF AFRIBANK NIGERIA PIC ENUGU)

ABSTRACTCases of frauds and foreign in banks have not only become incessant but have also been on the increase in recent years. Although frauds and foreign in banks are global phenomena, their growth in Nigeria Deposit Insurance Corporations (NDIC) annual report for instance, presents a disturbing picture of rising trends of fraud in banks from N360.2 million in 1992 to N351.9 million in 1991. The amount unloved in frauds in commercial banks alone rose to N1, 377.15 million in 1993, whereas t...

BANK PARTICIPATION IN INDUSTRIAL DEVELOPMENT IN NIGERIA

1.0 INTRODUCTION:Nigeria has been a victim of a monopolist economy and has been enjoying the so called “PETRO NAIRA” since the oil boom in the early 70s without involving adequately in a sound policy that will keep the nation’s economy in a firm foundation for study growth.  The effect was that the non-oil producing sector of the economy was abandoned and the hope to Nigeria’s sustainable economic growth and development was shattered with the monopolist economy she embraced.Knowi...

RATIO ANALYSIS AS A BANK LENDING TOOL (A CASE STUDY OF UNION BANK OF NIGERIA, OGUI ROAD, ENUGU

ABSTRACTThis study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank lending is merely the assessment and evaluation of bankable proposition with the objective of extending credit facilities on terms and conditio...

THE IMPACT OF COMMUNITY BANKS IN ECONOMIC GROWTH AND DEVELOPMENT OF NIGERIA (A CASE STUDY OF NDI-AFIA COMMUNITY BANK IN ENUGU-URBAN 2000-2004

ABSTRACTNot, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it. However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II i...

TRADE FAIR AS AN INSTRUMENT OF INCREASING MARKETING PERFORMANCE. (A case study of Emily Millionaire Enugu

ABSTRACTThis study concentrated on Trade fair as an instrument increasing marketing performance. A case study of Emily Millionaire Industry Ltd Enugu.In the light of this, the researcher commenced this work by taking a quick and eursory look at the definitions, evaluation and background information of trade use of several data collection techniques which include:Questionnaire, personal interviews, observations.The analysis of this data collected revealed certain prospects and problems shows i...

THE ROLE OF CENTRAL BANK OF NIGERIA IN THE ECONOMIC GROWTH OF NIGERIA

INTRODUCTIONInvestigation are been carry out in this project, central bank of Nigeria is a financial institution establishment by the law (Act of parliament) vested with power of promoting monetary stability sound financial system by issuing legal tended currency, maintain the value of domestic currency etc. CBN source of funds were form share capital, general reserve, currency in circulation deposit by federal government (FG) deposits by the sate government and deposit by banking industries ...

COMMUNITY BANKING SYSTEM AND THE PROMOTION OF RURAL DEVELOPMENT

INTRODUCTIONThis project work has a basis on the identification of the roles of community banking system in the promotion of rural development in Nigeria.At present, there are numerous community banks spread throughout the country. These banks with their services have tremendously enabled the government to fulfill its aims of catering in a controlled manner for the teeming population of the economically disadvantage people.A survey of the operations of the community Banks in the country shows...

PERFORMANCE APPRASISAL OF MONETYARY PPLICY PF CENTRAL BANK OF NIGERIA

INTRODUCTIONBefore the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The exchange of existing currencies and the investment of reserves.The reserve were invested in Britain and this is in a way facilitated Nigeria’s international payments. However...


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