1.1 BACKGROUND OF THE STUDYIn Nigeria and in other developing countries like the problem of credit extension to the rural dwellers who cannot afford the much needed collateral being demanded by most financial institution has been such a persistent migraine case, that government after government have been making persistent efforts to remedy this situation. The financial needs of these rural dweller pose a double problem in that part from the risk inherent in such credit in extension, it ...
Pricing Policy1.0 Pricing Theory:Pricing is an important and complex element of the marketing mix and generates the highest level of external interference because of its place as a major determinant of the volume of goods and services available for the consumers in any economy.TABLE OF CONTENT Title PageDedicationAcknowledgementTable of ContentsChapter OnePricing Policy1.0 Pricing Theory1.1 Concepts of Price/PricingChapter Two2.0 Price Fixing under Perfect Competition2.1 Price Fixing und...
ABSTRACTFraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud, detection and control measure adopted by management to check fraud incidents. The purpose of this research work is to find out whether there is signi...
ABSTRACTThe study of liquidity management in banks with particular reference on Union Bank Plc. Okpara Avenue Branch and Nice Community Bank Amawbia Awka.Chapter one looked into the liquidity and profitability position in order to find out why banks needs to be move liquid than any other financial institutions as well as business Organization. The aim is to final a lasting solution to in eliminate fund shortages and inability of some banks to provide a required liquid...
ABSTRACT The subject of this research works is bank loan and credit collection in Nigeria. Their bank loan develop as an attempt to financials and agricultural sector in the country.And credit collection seems very important because the non repayment of lean or credit has led to so many distressed banks in view of the important roles banks play in economic development of a country it has become a matter of necessity for an in-depth research and the analysis of its help as well as i...
ABSTRACT The need for an efficient and prudent banking industry for banking transactions in this country need not be over emphasized it is an accepted fact that majority of the populace of this country have this attitude of getting rich quick without really working very hard for it one their dream ways of achieving this lack luster dream is through fraud perpetration. And with the belief that banks keep so mud money with them the act how effects the banking &nb...
ABSTRACTThe aims of this paper is to appraise the Nigerian Deposit Insurance Corporation (NDIC) liquidation activities in failed banks, claims settlement; amount and number of depositors so far paid; reason behind the abandonment of deposits by some depositors; level of liquidation proceeds realized and how it has been managed fairness of bad debt litigation disposition and the adequacy of the insurance deposit.To achieve the above objective I relied on questionnaire, personal interviews and ...
ABSTRACTThe major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers.However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can hardly be diversified; illiteracy and ignorance; culture; interest rate, etcLoan defaults occur when the borrowers can not meet up the repayment of princi...
ABSTRACTThe introduction of interest rate was first abolished during the medieval time and was legal in 1545 by King Henry VIII who abolished the usury laws and was later condemned. The central Bank of Nigeria later introduced interest rate deregulation into the monetary system, which was a part of the structural adjustment program (SAP) announced by the Head of State in July 1986. Interest rate world over, is the price of capital and constitute a return on capital for the lender ...
ABSTRACT This research work scrutinized the role of Banks in Export Financing. Export financing is very important, as Nigerian exporters have to compete with exporters from other pats of the word. Particularly those from industrial countries who are already in the market and have easy access to various type of export finance sources.To be able to complete effectively with such exporters, Nigeria exporters must be willing to offer attractive terms to overseas buyers especially throug...
ABSTRACT Banking industry in Nigeria has come of age. It started in 1894 by the statement of first bank of Nigeria. Since then the number of banks in Nigeria has been on the increase. In 1993, the guest for indigenous banking started and later in the decade natwnal bank was registered the flood gate for banks was opened with the affainment of independence. Merchant banks to off in 1964 with Nigeria industrial development bank. In 1992 to be precise. The government of babangida considere...
ABSTRACTThis project gives a description of the practical knowledge and working experience acquired by me, during my staying in school, and some research made so far.In that case, I started this project with a brief description of the introduction/background, statement of problems, and objectives of the study and its significance etc.Furthermore, my special achievement is that I gained some practical experience that can help and forward work in any bank. The project covered for the 2 ye...
ABSTRACTThe object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State, which has been a major handicap to Agricultural Development today.The study arose from the fact the question to achieve self sufficiency in food produce is one of the highest priority areas facing most of the world’s people todayChapter one deals with statement of the problems, introduction, purpose and significant of the study, scope mid limitation of the stu...
ABSTRACTThis study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN).These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting.The major instrument used for data collection included oral interviews, bank records of daily operations, annual report and statement of accounts. Four hypothesis were formulated i...
ABSTRACT The objective of this study is to evaluate agricultural loan disbursement and repayment in the Nigeria commercial banks. In particular it is intended to examine the adequacy and repayment in commercial banks. In carrying out this research both. Secondary data were collected through the use of quantitative and qualitative analysis of data and other information which were administered to the agric department of afribank Nigeria plc. The result of...