ABSTRACT In the banking industry, effective implementation of banking rules and regulations, organizational policies and procedures is very important in other to achieve the goal of the organization. In other to achieve this, managers, operators of the banking industry will sit up for their responsibility in bringing about the much desired goal where this fails, distress crept in aid this is followed with loss of public confidence in the industry because they cannot meet the needs of de...
ABSTRACTBanks occupy the most strategic point in the financial system of the economy. For a total of banks to between 1992 to 2002 a space of four years, means that somethings definitely is wrong. Certain question have been asked. Solutions proffered and prospects for the future explained but none of them seems to have solved the problem. This study is not antagonistic of any other rather it is complementary. Others works have been used here and duly acknowledged but everyth...
ABSTRACTThe object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State which has been a major handicap to agricultural development today. The study arose from the fact the guest to achieve self sufficiency in food production which is the greatest and highest priority area facing most of the world’s people today. Apart from the role of oil economy today, agriculture still remains the major stay of the Nigeria Economy as it provides...
ABSTRACTThis project is seriously discussing the function and the role of which the community bank played in Economic development in Nigeria. The project is specifically subdivided in to three major chapters. These chapters bell the roles and subdivided the role of which they played. For instance the chapter one discuss the introduction and background of his story which discuss about the history of community bank and how the community banks are being operated. Chapter two continues with...
INTRODUCTION1.1 BACKGROUND OF THE STUDYThe Nigerian economy has undergone structural changes in the past three decades from a predominantly agricultural economy in the 1960s to an economy mainly valient on oil from the mid 1970s The growth in oil earnings was not fully internalized into the economic system. The result was that the consumption production pattern became largely import oriented inability to emergence of trade arrears. A growing department burden also surface in the ear...
1.1 BACKGROUND OF THE STUDY There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the spirit of the structural Adjustment programme (SAP) of the Federal Government the Central Bank of Nigeria issued a circular on interest rates bordering on the deregulation of this financial sector of the economy. As a signal to the direction, the Central Bank wanted the interest rate to go, the minimum Re-discount Rate (MRR) was raised...
ABSTRACTUniversal banking has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy.However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing.The research attempt to redress that situation by presenting, a well accepted understanding of the system.Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...
INTRODUCTION1.1 BACKGROUND OF THE STUDY Broadly speaking, there are two kinds of chance revolutionary or discontinuous change which is gradually and common (suble) yet dynamic. It is this latter form of change that is advocated for the development of Nigerian securities market vis-avis the capital market as a means of sourcing funds for the public sector. Right from the day Nigeria returned their independence till date, the country has been searching for economic change and development that w...
ABSTRACTThis research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives.To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank in organizing and presenting data collected, tables’ frequencies and percentages...
ABSTRACTThis research work was aimed at list for creating ideas on how to amend financial problems of Nigerian Bread Industry. Using freedom bakery Enugu-examined the commitment of the bakery service and better advice in the appropriate of the quality of financial service to be used so as to increase the financial sector of the freedom backery industry.- Other objectives are to determine how this financial service quality helps to generate patronage for the bakery.- To determine how reliable ...
INTRODUCTION The establishment of the community banking system in December 1990 is an attempt to resolve the perennial problem of unavailability of credit facilities to the rural producers. In the past eight years, the 1014, community bank that are operational in the country show that the economy has a special place for them, the community are unique because of their community ownership and special clients. The community banking system has been tested and it has shown resilience as a re...
INTRODUCTIONBACKGROUND OF THE STUDY.To reduce the liquidation and bankruptcy of our financial institutions, for debts management in our financial institutions. Financial institutions are committed to providing financial services and intermediation to the various segments of the economy. As a part of the services rendered, they are intermediaries between surplus economic units and deficit economic units. In a modern day society, economic prosperity and progress depend largely on t...
ABSTRACT This study is the role of computer in promoting efficiency in Nigeria commercial Banks with practical interest, was carried out with the following objectives.(1) To ascertain if computer has a significant influence on the time spent by customers in their banking transactions.(2) To find out if the computer has any effect in promoting efficiency in Nigeria commercial Bank Plc Enugu. In order to achieve above objective, questionnaires were prepared and administered to publication compr...
ABSTRACTThe community banking scheme has been in operation since December 1990, and has to a large extent achieved its objectives as a vehicle for poverty alleviation at the grassroots’ level. With about 1000 unit community banks and hundreds of thousands of customers, the banking habit has reasonably increased in the rural areas.The poor farmers, cattle rears, fisher men and artisans who might not have collateral but are hardworking could get loans from their community banks for productive...
ABSTRACT Financial ratios provide managers with insights into the existing strengths and weakness and equally disclose warning indicators of impending failures. Mangers primary objective now is to plan against the flows and improve for the future prospect of the enterprises. There are many aids to intelligent analysis of statement but financial ratio is an important analytical procedure at the mangers disposal in the bid for planning financial ratios are wildly used as a bas...