ABSTRACT The credit guidelines are those monetary policy instruments used by the monetary authorities particularly the Central Bank to influence the supply, allocation and cost of credit with view to attaining specific macro-economic objectives in the country. It is a deliberate measures aimed at controlling the qualitative supply of money. Some of the goals are directed towards steering and maintaining the economy at its full potential output to attain full employment, to achieve a balance o...
ABSTARCTThe business organization operates in an environment and through its interactions with the various elements of this environment, it justifies its existence. The customers is the essences of business. The business organizaiton is expected to continually to satisfy it customer hence this work gets out to investigate the need for improved customer services in the banking industry with particular reference to union Bank of Nigeria PLCThe method applied in this study is a combi...
1.0 INTRODUCTIONIn Nigeria since the oil boom in the early 70’s has been a victim if monopolistic economy and since then we had been enjoy the so called “PETRO NAIRA” without adequate involving in a sound policy that will keep the nation economy in a firm foundation for study growth. Though, the country importance of industrialization as for back as 1964, yet without “PETRO NAIRA” started flowing in they have blind fold as to ignore the important of establishing industri...
ABSTRACTThis research work was the infernal control system as a means of preventing fraud in Nigeria financial institution. However for a more defiled study was carried on First Bank Nigeria Plc Onitsha Head Office. This study was necessary because of the increasing wave of Bank fraud in Nigeria in resent times as reported by the Niger dailies. Therefore the need to investigate these reports and if confirmed, a financial institution and to what extend the application of an effective int...
1.0 INTRODUCTION The question of money is a very important question today. This is because of the role of money in social and economics development.Money plays a key role in this sectors and requires that its position is always under focus.The government of any country keeps it’s eye on this sectors by using monetary policies are a weapon of control. Monetary policies are directives, guidelines, or order issued to the player in the money markets by the government. In Nigeria, th...
ABSTRACTThe study is concerned with an investigation into fraud and financial malpractices as a leading factor in business failure and eventual liquidation.A case study of Nigerian Telecommunication Limited (NITEL).By way of background, the study commenced with an overview of the business environments and its effects on business growth and survival.Using NITEL as a case study, it was established that inspite of its privatization, NITEL is still saddled with the problem of bad image arising mo...
ABSTRACTThe project work examine the potential usefulness of adopting a systematic methodology for the analysis and control of quit within the financial services sector and discuss the resulting information processing requirements.Two types of financial intermediaries (banks and insurance companies) are specifically examined from a total system frame work, but the resulting insight is extend to other financial institutions. The point is made, that given the current wave of de-regulation...
ABSTRACTThis project is poised at x-raying the degree of the role of financial management in a co-operate organization making reference to union bank (Plc) Enugu. Financial management activity is concern with the raising of capital planning cash and credit control including the effective control of financial resources. Some thought were giving to financial activity to provide planning, control and execution of financial activity. The practice management are interest in this subject because am...
ABSTRACT The main objective of any financial institution is to harness their profit making potentials and subsequent development and growth. An the purpose of this study is to urge banks to adopt the efficient use of information technology in all their banking operations. This will in turn load to increased customer’s satisfaction and patronage which will eventually translate into improved deposits. Therefore in this world of dynamism, all banks in order to achieve t...
ABSTRACT Central banks are general known to be concerned with the maintenance of monetary stability. This task involves the regulation of money in circulation consistent with the absorphic capacity of the economy axiomatically, excessive growth in money supply rates to high rates of spending on domestic or foreign goods given that domestic supply of goods and services in essentially in elastic in the short run, excess liquidity is likely to result in substantial inflationary is likely t...
ABSTRACTThe project is on the “On the evaluation of the impact of Urban Development Bank in project financial in Nigeria. The importance of this is on the benefits of Urban Development Bank in Nigeria especially to the governments and those who manages the activities of the Urban Development Bank as they would gain the knowledge on how to finance Urban Development Bank of Nigeria in project making. The research was carried out in a number of states and some branches of Urban Development Ban...
ABSTRACTThe economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the country.Like in banks in most developing economic (Nigeria inclusive) the role of providing advice and issuing financial directives lies in the ministry of finance, the Nigeria deposit insurance corporation and the central bank of Nigeria....
1.0 INTRODUCTIONThe banking decree of 1969 in defining the banking business incorporated all the functions of the institutions. However, in terms of what services banks offer to the public, three stand out distinctly deposit and payment mechanism, finance and credit and money creation.The role the banks play by facilitating payments for goods and services without the need to hold hand to hand currency cannot be overemphasized. By the use of the deposit and payment by cheques the s...
BACKGROUND OF THE STUDYBank has been defined in various ways by different people. It is basically a service industry operated by people for the general interest of the public providing a mechanism for the mobilization of finds from surplus units in the economy and channeling them to the deficit units through extension of credits. The link between this surplus and deficit is actually vital because it facilitate business transaction and economic development. As an economic unit. The busin...
ABSTRACT This work is designed to examine the assessment of the role of the mass media in anti-corruption campaign. It is organized into five very instructive chapters. Chapter one deals with the background, statement of the problems, research questions and hypotheses, assumptions and limitation of the study among other things. Chapter two is devoted to the review of relevant materials in the area of study. Chapter three contains the methodology while chapter four concentrated on data analysi...