EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

ABSTRACT

The subject of this research investigation is Effective Administration of Credit in Cooperative Enterprises. A case study of Ugwuaji, FMSC Cooperative in Enugu South Local government Area. The study is descriptive and information, this description analysis were based on answers to the research question which direct the major activities of this research investigation. Data has been collected through interviews, and the use of questionnaire to obtain the key information within the cooperative. Secondary materials, such as textbooks, journals, newspapers etc were also study to enable the researcher obtain some relevant information. From the analysis the findings include; inadequate finance, most of the cooperative are multipurpose, loan and credit default by members, misappropriation of loan and credit facilities by members, low literacy rate of members. Recommendation were made; they include; Adult education and enlightenment programs should be embark on; cooperative should increase their minimum share capital; the size of loan and credit administered to cooperative should be increased.

TABLE OF CONTENTS

Cover Page i

Title page ii

Approval page iii

Dedication iv

Acknowledgement v

Abstract vi

Table of Contents viii

Table of Figure ix

List of Table x

CHAPTER ONE

INTRODUCTION

1.1 Background of the study 1

1.2 Statement of the Problem 6

1.3 Objective of the study 8

1.4 Significance of the study 10

1.5 Research Questions 11

1.6 Statement of Hypotheses 12

1.7 Scope and Limitation of the Study 14

1.8 Definition of Terms 15

References

CHAPTER TWO

REVIEW OF RELATED LITERATURE

2.0 Review of Related Literature 18

References

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1 Method and Sources of Data 58

3.2 Research Population 59

3.3 Sampling Method 59

3.4 Description of the Research Instrument 60

3.5 Determination of Sample size 60

3.6 Method of Data Analysis 62

References

CHAPTER FOUR

PRESENTATION, ANALYSIS, AND INTERPRETATION

4.0 Presentation, Analysis, and Interpretation 65

4.1 Data Presentation 65

4.2 Percentage Analysis 68

4.3 Test of Hypotheses 86

CHAPTER FIVE

5.1 Summary of Findings 94

5.2 Conclusion 97

5.3 Recommendations 98

Bibliography

Appendix

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APA

YWH9nGq5c0006a088b224.87258818, C. (2018). EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE). Afribary. Retrieved from https://beta.afribary.com/works/effective-administration-of-credit-in-cooperative-enterprises-a-study-of-ugwuaji-fmsc-co-operative-in-enugu-south-local-government-area-of-enugu-state-9416

MLA 8th

YWH9nGq5c0006a088b224.87258818, CXRbMXY5c0006a08804a6.07849201 "EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)" Afribary. Afribary, 29 Jan. 2018, https://beta.afribary.com/works/effective-administration-of-credit-in-cooperative-enterprises-a-study-of-ugwuaji-fmsc-co-operative-in-enugu-south-local-government-area-of-enugu-state-9416. Accessed 28 Apr. 2025.

MLA7

YWH9nGq5c0006a088b224.87258818, CXRbMXY5c0006a08804a6.07849201 . "EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)". Afribary, Afribary, 29 Jan. 2018. Web. 28 Apr. 2025. < https://beta.afribary.com/works/effective-administration-of-credit-in-cooperative-enterprises-a-study-of-ugwuaji-fmsc-co-operative-in-enugu-south-local-government-area-of-enugu-state-9416 >.

Chicago

YWH9nGq5c0006a088b224.87258818, CXRbMXY5c0006a08804a6.07849201 . "EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)" Afribary (2018). Accessed April 28, 2025. https://beta.afribary.com/works/effective-administration-of-credit-in-cooperative-enterprises-a-study-of-ugwuaji-fmsc-co-operative-in-enugu-south-local-government-area-of-enugu-state-9416

EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

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