THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE)

ABSTRACT

This study is on the Roles play by specialized Banks in promoting the activities of Agricultural cooperative, using a case study on Bank of Agriculture, Enugu Zone Office Independence Layout Enugu State. The objective of this study is to: Identify the actual roles play by Bank OF Agriculture in promoting the activities of Agricultural cooperatives; determine to what extent agricultural cooperative have benefited from the bank in terms of financing, equipment leasing in promoting their activities; identify problems militating against the effectiveness of bank of agriculture; and offer suggestions and recommendations on how the bank (BOA) can improve in her services towards enhancing the easy accessibility of credit to farmers. In the course of seeking for information primary and secondary data were used. The primary data involves direct observation and the use of questionnaire. Information from secondary data was obtained from the use of text books, journals, web-sites, related research work etc. The sample was selected through random sampling and the statistical method used for the data analysis is simple percentage. This study adopted a non- parametric method of analysis which involves chi-square method to achieve the stated objectives.

TABLE OF CONTENTS

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

TABLE OF CONTENT

ABSTRACT

CHAPTER ONE

1.0 INTRODUCTION

1.1 BACKGROUND OF THE STUDY

1.2 STATEMENT OF THE PROBLEM

1.3 OBJECTIVE OF THE STUDY

1.4 RESEARCH QUESTIONS

1.5 HYPOTHESIS

1.6 SIGNIFICANT OF THE STUDY

1.7 SCOPE OF THE STUDY

1.8 LIMITATION OF THE STUDY

CHAPTER TWO

2.0 LITERATURE REVIEW

2.1 BRIEF HISTORY OF AGRICULTURAL COOPERATIVE

2.2 MEANING/DEFINITION OF AGRICULTURAL COOPERATIVE

2.3 CHARACTERISTICS OF AGRICULTURAL COOPERATIVE

2.4 THE ROLES OF AGRICULTURAL COOPERATIVE

2.5 TYPES OF AGRICULTURAL COOPERATIVE

2.6 SOURCES OF FINANCE TO AGRICULTURAL COOPERATIVE

2.6.1 INFORMAL SOURCES OF FINANCE

2.6.2 FARMERS PERSONAL INCOME

2.6.3 FRIENDS, RELATIVES AND NEIGHBOURS

2.6.4 MONEY LENDERS

2.6.5 FARMERS ASSOCIATION/ COOPERATIVE SOCIETIES

2.6.6 THE SELF- HELP GROUPS

2.7 FORMAL SOURCES OF FUNDS

2.7.1 INSURANCE COMPANIES

2.7.2 COMMERCIAL BANKS

2.7.3 THE AGRICULTURAL BANKS

2.7.4 MICRO FINANCE BANKS

2.7.5 GOVERNMENT AGENCIES

2.7.6 INTERNATIONAL DEVELOPMENT AGENCIES

2.8 EVOLUTION OF NIGERIA AGRICULTURAL AND COOPERATIVE BANK

2.8.1 THE NEED FOR AGRICULTURE FINANCING

2.8.2 AN OVERVIEW ON BANK OF AGRICULTURE

2.8.3 PROFILE AND VALUES OF (BOA)

2.9 THE ROLES PLAT BY BANK OF AGRICULTURE IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE

CHAPTER THREE

3.0 RESEARCH DESIGN AND METHODOLOGY

3.1 RESEARCH DESIGN

3.2 AREA OF THE STUDY

3.3 POPULATION OF THE STUDY SAMPLE SIZE AND SAMPLING TECHNIQUE

3.4 SAMPLE SIZE AND SAMPLING TECHNIQUE

3.5 METHOD OF DATA COLLECTION

3.6 RESEARCH INSTRUMENT USED

3.7 VALIDITY AND RELIABILITY OF RESEARCH INSTRUMENT

3.8 METHOD OF DATA ANALYSIS

CHAPTER FOUR

4.0 DATA PRESENTATION ANALYSIS AND INTERPRETATION

4.1 INTRODUCTION

4.2 SOCIAL AND ECONOMICS CHARACTERISTICS OF RESPONDENT

4.3 DATA PRESENTATION AND ANALYSIS

4.4 TEST OF HYPOTHESIS

CHAPTER FIVE

5.0 SUMMARY OF THE FINDINGS, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY OF FINDINGS

5.2 CONCLUSION

5.3 RECOMMEDATIONS

5.4 REFERENCES

5.5 APPENDIX

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APA

LB3KrQR5c0006fde3c696.03592209, X. (2018). THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE). Afribary. Retrieved from https://beta.afribary.com/works/the-roles-of-specialized-banks-in-promoting-the-activities-of-agricultural-cooperative-societies-a-case-study-of-bank-of-agriculture-enugu-zonal-office-2497

MLA 8th

LB3KrQR5c0006fde3c696.03592209, XuZJAx35c0006fde31d75.71658929 "THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE)" Afribary. Afribary, 29 Jan. 2018, https://beta.afribary.com/works/the-roles-of-specialized-banks-in-promoting-the-activities-of-agricultural-cooperative-societies-a-case-study-of-bank-of-agriculture-enugu-zonal-office-2497. Accessed 19 Sep. 2025.

MLA7

LB3KrQR5c0006fde3c696.03592209, XuZJAx35c0006fde31d75.71658929 . "THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE)". Afribary, Afribary, 29 Jan. 2018. Web. 19 Sep. 2025. < https://beta.afribary.com/works/the-roles-of-specialized-banks-in-promoting-the-activities-of-agricultural-cooperative-societies-a-case-study-of-bank-of-agriculture-enugu-zonal-office-2497 >.

Chicago

LB3KrQR5c0006fde3c696.03592209, XuZJAx35c0006fde31d75.71658929 . "THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE)" Afribary (2018). Accessed September 19, 2025. https://beta.afribary.com/works/the-roles-of-specialized-banks-in-promoting-the-activities-of-agricultural-cooperative-societies-a-case-study-of-bank-of-agriculture-enugu-zonal-office-2497

THE ROLES OF SPECIALIZED BANKS IN PROMOTING THE ACTIVITIES OF AGRICULTURAL COOPERATIVE SOCIETIES (A CASE STUDY OF BANK OF AGRICULTURE, ENUGU ZONAL OFFICE)

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