SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU

ABSTRACT
A research into the spiral growth of banks in Nigeria: manpower problems and solutions cannot be over-emphasized. In pursuance of this investigation, the researcher formulated four research objectives. Utilized library and sample survey techniques.
Data were gathered through primary and secondary sources. The data gathered were then analyzed using tabular and textual modes of data presentation.
The major finding of the research was that the institutional arrangements available to the banking industry to train and develop its manpower in order to match the growth in the industry are adequate and sufficient; yet, the banking industry has not trained and developed its manpower resource base to match the growth in the industry. It was further discovered that the problems being encountered by banks due to inadequate manpower included frequent poaching of professionally trained staff, higher compensation levels, considerable dilution of standards, high and widespread on utilization of modern management techniques, poor banking services and weak internal control. Others included bad loan portfolio problems, contravention of statutory regulations, unethical credit pelicans and other unacceptable practices.
Some recommendations were made, which if implemented would guarantee an abundant and professional trained manpower for the banking industry.

TABLE OF CONTENTS
TITLE PAGE                                II
APPROVAL PAGE                            III
DEDICATION                                IV
ACKNOWLEDGEMENT                        V
ABSTRACT                                VII
TABLE OF CONTENTS                            IX

CHAPTER ONE
1.0    INTRODUCTION                            1
1.1    BACKGROUND OF THE STUDY                1
1.2    STATEMENT OF THE PROBLEMS                3
1.3    OBJECTIVES OF THE STUDY                5
1.4    HYPOTHESIS                            6
1.5    SIGNIFICANCE OF THE STUDY                7
1.6    SCOPE AND LIMITATION OF THE STUDY        7

CHAPTER TWO
2.0    REVIEW OF RELATED LITERATURE            9
2.1    BANKING INDUSTRY AND MANPOWER GENERATION IN NIGERIA                                9
2.2    NIGERIA INSTITUTE OF BANKERS (Now Chartered Institute of Bankers of Nigeria).                        17
2.3    FINANCIAL INSTITUTIONS TRAINING CENTRE (FITC)                            21
2.4    ROLE OF INDIVIDUAL BANKS IN MANPOWER TRAINING                    23
2.5    MANPOWER CHALLENGES OF THE GROWTH OF THE BANKING INDUSTRY.                        27

CHAPTER THREE
3.0    RESEARCH DESIGN AND METHODOLOGY        38
3.1    RESEARCH METHOD USED                    39
3.2    POPULATION OF THE STUDY                40
3.3    DETERMINATION OF THE SAMPLE SIZE        41
3.4    INSTRUMENTS OF DATA COLLECTION        44
3.5    PROCEDURE IN GATHERING                 46
3.6    DATA VALIDITY AND RELIABILITY
OF THE MEASURING                        47
3.7    DATA TREATMENT TECHNIQUE                48

CHAPTER FOUR
4.0    PRESENTATION ANALYSIS AND INTERPRETATION                    49
4.1    BACKGROUND INFORMATION                49
4.2    SOURCES OF MANPOWER AND ITS DEVELOPMENT STRATEGIES                            51
4.3    MANPOWER PROBLEMS AND SOLUTIONS TO THE GROWTH OF THE BANKING INDUSTRY        72
4.4    SUMMARY OF RESPONSES.                    77

CHAPTER FIVE
5.0    SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION                        78
5.1    SUMMARY OF FINDINGS                    78
5.2    RECOMMENDATIONS                        83
5.3    CONCLUSIONS                            93
BIBLIOGRAPHY                            96
QUESTIONNAIRE                        99

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APA

T0gOSTL5c0005cdc49c47.77861884, Q. (2018). SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU. Afribary. Retrieved from https://beta.afribary.com/works/spiral-growth-of-banks-in-nigeria-manpower-problems-and-solutions-a-project-presented-to-the-department-of-accountancy-institute-of-management-and-technology-i-m-t-enugu-5695

MLA 8th

T0gOSTL5c0005cdc49c47.77861884, QQXlA1z5c0005cdbe9d75.44641593 "SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU" Afribary. Afribary, 29 Jan. 2018, https://beta.afribary.com/works/spiral-growth-of-banks-in-nigeria-manpower-problems-and-solutions-a-project-presented-to-the-department-of-accountancy-institute-of-management-and-technology-i-m-t-enugu-5695. Accessed 25 Apr. 2025.

MLA7

T0gOSTL5c0005cdc49c47.77861884, QQXlA1z5c0005cdbe9d75.44641593 . "SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU". Afribary, Afribary, 29 Jan. 2018. Web. 25 Apr. 2025. < https://beta.afribary.com/works/spiral-growth-of-banks-in-nigeria-manpower-problems-and-solutions-a-project-presented-to-the-department-of-accountancy-institute-of-management-and-technology-i-m-t-enugu-5695 >.

Chicago

T0gOSTL5c0005cdc49c47.77861884, QQXlA1z5c0005cdbe9d75.44641593 . "SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU" Afribary (2018). Accessed April 25, 2025. https://beta.afribary.com/works/spiral-growth-of-banks-in-nigeria-manpower-problems-and-solutions-a-project-presented-to-the-department-of-accountancy-institute-of-management-and-technology-i-m-t-enugu-5695

SPIRAL GROWTH OF BANKS IN NIGERIA: MANPOWER PROBLEMS AND SOLUTIONS. A PROJECT PRESENTED TO THE DEPARTMENT OF ACCOUNTANCY, INSTITUTE OF MANAGEMENT AND TECHNOLOGY (I.M.T.) ENUGU

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