PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD)

ABSTRACT
The research study titled ‘’Pension and Gratuity Administration in Nigeria Problems and solution’’ A case study of Kogi State Pension Board, Lokoja, shows the problems of poor and non-implementation of pension and retirement benefits payment for several years and another problem of delay in payment of pension and gratuity. This research work is written with the objectives to evaluate the problems and to improve the administration of pension and gratuity. Data of this study were collected from primary and secondary sources. The efficiency of the field work from the fourty respondents were validated using statistical instruments known as simple percentage and chi-square method respectively. Findings shows that pension and gratuity can be effectively administered in Kogi State and also indicates that there are problems encountered in the administration of pension and gratuity and that benefits are not being paid to the beneficiaries as at when due. Recommendations were also made that there should be improvement in the administration of pension and gratuity, the staff of the pension board should be well trained to ensure adequate accountability and all retirement benefits should be paid to beneficiaries as at when due.

TABLE OF CONTENTS
Title page    .    .    .    .    .    .    .    .    i
Approval page    .    .    .    .    .    .    .    ii
Dedication     .    .    .    .    .    .    .    iii
Acknowledgement    .    .    .    .    .    .    iv
Abstract     .    .    .    .    .    .    .    .    v
Table of contents    .    .    .    .    .    .    vi

CHAPTER ONE: INTRODUCTION
1.1    Background of the study    .    .    .    .    .    2
1.2    Statement of the problems    .    .    .    .    4
1.3    Objectives of the study    .    .    .    .    .    7
1.4    Significance of the study    .    .    .    .    .    8
1.5    Research questions     .    .    .    .    .    .    9
1.6    Research hypothesis    .    .    .    .    .    9
1.7    Scope and limitations of the study    .    .    .    10
1.8    Definition of key terms    .    .    .    .    .    11

CHAPTER TWO: REVIEW OF RELEVANT LITERATURE
2.1    Introduction     .    .    .    .    .    .    .    13
2.2    Conceptual clarification     .    .    .    .    .    14
2.3    New pension reform act     .    .    .    .    .    16
2.4    The welfare of Nigerian pensioners    .    .    .    18
2.5    Reasons of retirement    .    .    .    .    .    20
2.6    Management of retirement benefit    .    .    .    22
2.7    Procedure of pension and gratuity in Nigeria    .    24
2.8    Problem of retirement benefit    .    .    .    .    26

    CHAPTER THREE: RESEARCH METHODOLOGY
3.1    Research design     .    .    .    .    .    .    29
3.2    Areas of the study    .    .    .    .    .    .    29
3.3    Population of the study    .    .    .    .    .    30
3.4    Sample of the study    .    .    .    .    .    30
3.5    Method of data collection    .    .    .    .    .    30
3.6    Administration and retrieval on instrument    .    31
3.7    Problem of methodology    .    .    .    .    .    32
3.8    Method of data analysis     .    .    .    .    .    32

    CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1    Data presentation     .    .    .    .    .    .    34
4.2    Data analysis     .    .    .    .    .    .    .    35
4.3    Test of hypothesis    .    .    .    .    .    .    41
4.4    Discussion of findings    .    .    .    .    .    45

CHAPTER FIVE: SUMMARY, RECOMMENDATIONS AND CONCLUSION
5.1    Summary     .    .    .    .    .    .    .    46
5.2    Recommendations    .    .    .    .    .    .    47
5.3    Conclusion     .    .    .    .    .    .    .    49
    Bibliography
    Appendix/Appendices

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APA

QzqAKYf5c00071f2d56c9.83660680, V. (2018). PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD). Afribary. Retrieved from https://beta.afribary.com/works/pension-and-gratuity-administration-in-nigeria-problems-and-solution-a-case-study-of-kogi-state-pension-board-7125

MLA 8th

QzqAKYf5c00071f2d56c9.83660680, VCavnaE5c00071f2bdec4.58387487 "PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD)" Afribary. Afribary, 29 Jan. 2018, https://beta.afribary.com/works/pension-and-gratuity-administration-in-nigeria-problems-and-solution-a-case-study-of-kogi-state-pension-board-7125. Accessed 24 Apr. 2025.

MLA7

QzqAKYf5c00071f2d56c9.83660680, VCavnaE5c00071f2bdec4.58387487 . "PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD)". Afribary, Afribary, 29 Jan. 2018. Web. 24 Apr. 2025. < https://beta.afribary.com/works/pension-and-gratuity-administration-in-nigeria-problems-and-solution-a-case-study-of-kogi-state-pension-board-7125 >.

Chicago

QzqAKYf5c00071f2d56c9.83660680, VCavnaE5c00071f2bdec4.58387487 . "PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD)" Afribary (2018). Accessed April 24, 2025. https://beta.afribary.com/works/pension-and-gratuity-administration-in-nigeria-problems-and-solution-a-case-study-of-kogi-state-pension-board-7125

PENSION AND GRATUITY ADMINISTRATION IN NIGERIA: PROBLEMS AND SOLUTION (A CASE STUDY OF KOGI STATE PENSION BOARD)

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