Microfinance Bank as Government Strategy to Poverty Reduction in Nigeria

Overview
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INTRODUCTION

Background of the Study

In Nigeria, Micro financing is not a new phenomenon as evidenced by such cultural economic activities which were practiced to provide funds for producers in the rural communities. The earliest evidence of financial institutions in Africa dates to the 16th century: a rotating savings and credit associations (ROSCAS) among the Yoruban. As a form of social capital and also as a financial self-help groups (SHGs) was transported during the slave trade to the Caribbean Islands (Bascom, 1952:69).

TABLE OF CONTENTS

CHAPTER ONE

1.0 INTRODUCTION

1.1 Background of the Study

1.2 Statement of Problem

1.3 Objectives of the Study

1.4 Research Question

1.5 Hypotheses

1.6 Significance of the Study

1.7 Scope of the Study

1.8 Definition of Terms

CHAPTER TWO

LITERATURE REVIEW

2.1 The Concept of Micro Finance

2.2 Overview of Micro Finance Activities in Nigeria

2.2.1 Use of Credit Guidelines

2.2.2 Public Sector Funded credit Scheme

2.2.3 People’s Bank and Community Bank

2.3 The New Micro Finance Policy

2.3.1 Policy Objective

2.3.2 Policy Targets

2.3.3 Policy Strategies

2.3.4 Operational Guidelines

2.4 The Goals of Micro Finance Banks

2.5 Policy Measures and Instruments in the Establishment of the framework (for micro finance banks.

2.6 Organic Growth path for MFBs

2.7 Conceptual Framework

2.8 Efforts at Micro –Credit Service Delivery

2.9 Bilateral / Multilateral Institutional Efforts

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1 Introduction

3.2 Research Design and Methodology

3.3 Sources of Data

3.3.1 Primary Source

QUESTIONNAIRES

3.3.2 Secondary Source

3.4 Population of the Study

3.5 Sample Size and Sample Techniques

3.7 Method of Data Collection

CHAPTER FOUR

4.0 DATA PRESENTATION AND ANALYSIS

4.1 INTRODUCTION

4.2 Presentation of Data

4.3 Analysis of Research Question

4.4 Test of Hypothesis

CHAPTER FIVE

5.0 SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY OF FINDINGS

5.2 Recommendations

5.3 Conclusion

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Microfinance Bank as Government Strategy to Poverty Reduction in Nigeria

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