ABSTRACT
The ultimate goal of this study is to find out the effect excess liquidity has on the profitability of commercial banks, if the polices imposed by the central bank on the commercial has solved, the problems and of having excess liquidity in the commercial bank effect the relationship which exist between customers and banks.
To carry out this study, three questions were formulated.
In this study, a questionnaire was used to collect the relevant data from the staff of first bank plc Enugu main branch Enugu.
The findings revealed that on the liquidity of commercial banks in Nigeria. Under this is the historical development of commercial banks in Nigeria, the liquidity requirements and problems of banks in Nigeria as well as the steps the federal government has taken to revamp liquidity problems.
The method of data analysis, and the treats data presentation and result the excess liquidity problem in the Nigeria banking system resulted from the increased foreign exchange inflow from the oil sector.
TABLE OF CONTENTS
Cover page
Title page - - - - - - - - - i
Approval page - - - - - - - - - ii
Dedication - - - - - - - - - iii
Acknowledgement - - - - - - - - iv
Table of contents - - - - - - - - v
List of tables - - - - - - - - vi
Abstract - - - - - - - -
CHAPTER ONE:
INTRODUCTION
1.1 Background of the study
1.2 Statement of the problems
1.3 Purpose or objective of study
1.4 Scope or delimitation of the study
1.5 Research questions
1.6 Hypothesis
1.7 Significance of the study
CHAPTER TWO:
2.1 Literature review
2.2 Liquidity versus profitability
2.3 Liquidity problem of commercial
2.4 The Historical development of commercial banking in Nigeria
2.5 Federal Government steps in revamping liquidity problems in commercial banks
2.6 Summary of the related review literature
CHAPTER THREE:
RESEARCH DESIGN AND METHODOLOGY
3.1 Research design
3.2 Area of study
3.3 Population of the study
3.4 Sample and sampling procedure
3.5 Instrument for data collection
3.6 Validity of the instrument
3.7 Reliability of the instrument
3.8 Method for data collection or administration of instrument
3.9 Method of data analysis
CHAPTER FOUR
4.1 Summary of results /findings
CHAPTER FIVE
DISCUSSION, IMPLICATION, RECOMMENDATION AND CONCLUSION
5.1 Discussion of results
5.2 Conclusion
5.3 Implications of the result
5.4 Recommendations
5.5 Suggestions for further studies
5.6 Limitation of the study
References
Appendix