Banking and Finance Research Papers/Topics

ROLES OF COMMERCIAL BANK IN FINANCING AGRICULTURAL PROJECT IN ENUGU STATE

INTRODUCTIONIn the immediate past decade and this present decade, there have been seminars, conferences, articles, Journals and various publications by both local, national and International Organizations on the sharp decline in Agricultural production on these various programmes, some of these workshops, conferences and seminars include the followings:- The 13th Annual workshop of the South – West Research Extension Farmers impute Linkage system (REFILS) helped at the Institute of Agricult...

A SEMINAR PAPER ON THE IMPACT OF EFFECTIVE SERVICE DELIVERY ON CUSTOMERS’ PATRONAGE IN THE NIGERIAN MONEY DEPOSIT BANKS

ABSTRACTThis seminar work revealed the impact of effective service delivery on customers’ patronage in the Nigerian money deposit banks. Banks has failed to take note of the importance of customers satisfaction and cost of banking service is high in the sense that there is high interest rate on loan and time spend in transacting business in the bank is longed. The main objective of the study is to find out the types of service offered by banks to their customer and evaluating if the service...

THE ROLE OF NIGERIAN EXPORT PROMOTION COUNCIL IN THE EXPORT OF NIGERIAN PRODUCERS” FROM 2000-2010

INTRODUCTIONExport promotion is a management concept employed by export enterprise for effective international marketing of its products. The process starts with the research for consumer needs down to the point of consumption and satisfaction which triggers repeat purchase. It comprises of product design, product adoption and product development. All these are intended to meet the requirement of the foreign markets.THE ROLES OF NIGERIA EXPORT PROMOTION To promote the development and diver...

THE ROLE OF CENTRAL BANK IN REGULATING AND REGULATION AND STABILIZATION AN ECONOMY (A CASE STUDY OF THE CENTRAL BANK OF NIGERIA

ABSTRACT This research study titled “This role of the Central bank in regulating and stabilization an economy ; a case study of the Central Bank of Nigeria)” was undertaken with a view to evaluating the extent of the Central Bank carry out her stabilization and regulating role on the Nigeria economy.  The regulation and stabilization of any economy is an obvious case that cannot be overemphasized.  Pursuant to this study therefore, the researcher, employed basically seconda...

Universal banking in Nigeria with a case study of Afri-bank plc.

ABSTRACTUniversal banking  has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy.However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing.The research attempt to redress that situation by presenting, a well accepted understanding of the system.Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...

THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)

ABSTRACTThis research project is a very crucial study on the Role of Bank in Financing agriculture in Nigeria.  The study is motivated by the necessity to establish the extent of Agricultural Co-operatives in Nigeria.  To solve the research problem primary and secondary data was collected.  The data were questionnaire and oral interview.  The respondents comprised of personnel of the bank and some of he farmer who benefited, from he loan. The presenting data collected, tab...

AN EVALUATION OF THE EFFECTIVENESS OF AN OPEN MARKET OPERATION AS A MONETARY CONTROL INSTRUMENT IN NIGERIA BY CENTRAL BANK OF NIGERIA

ABSTRACTThis research work was undertaken to find the expected impact of OMO are the reduction of unemployment associated with price level stability.  The prospect of Omo was also to find whether or not the production omo reduce inflationary rate, economic growth and others  such as exchange rate stability and balance of payment equilibrium. To guide this study, four questions a review of literature was evolved to broaden the research knowledge on what others have already done in th...

THE PROSPECT OF COMPUTERIZATION IN THE BANKING INDUSTRY {A CASE STUDY OF UNITED BANK FOR AFRICAN PLC) SUBMITTED TO THE

ABSTRACTThe importance of banking industry to every economy cannot be ignored.  Bank is a place where all financial transaction of an economy impinges on.On the other hand, the impact of computers in alleviating some of the problems encountered by banks cannot be over-emphasized.Computer is seen as the most needed tools of improving banking transaction has not been well adopted by all banks in the Nigerian economy.  Some banks see it as a means of upgrading their chequering up, tran...

THE ROLE OF COMMERCIAL BANKS IN FINANCE SMALL SCALE AGRICULTURAL. (A CASE STUDY OF UDI, AWGU, EZIAGU AND ENUGU SOUTH

ABSTRACT The study was done to ascertain the role of commercial banks in financing small-scale agriculture in selected areas of enugu agricultural zone. The aim was to determine the extent to which commercial banks have given out loans for small scale agriculture in comparison with other source of credit, and to look into the problem faced by both the small holder farmers and the banks as regard credit flow to farmers.    The problems of loans repayment and reasons for loan def...

CAUSES AND IMPLICATION OF BAD DEBT IN NIGERIA COMMERCIAL BANKS

1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible.  Bad debt can also be looked at as credit granted to the customers of the bank with very slim chance of recovering it. The reason why this topic is of interest is that most of our banks are...

The problem and difficulties being face by banks as a result of bank failure with specific reference to banks.

ABSTRACT The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks. To achieve this aim the research work has been classified under five chapters. The first chapter deals with the introduction statement of problems, objectives of the study, purpose of study, significance of the study delimitation and limitation of the study. The second chapter, deals with the literature review or review of litera...

MARKETING OF BANKING SERVICES IN NIGERIA A CASE STUDY OF THE UNITED BANK FOR AFRICAN PLC (UBA)

ABSTRRACTThe banking sector in Nigeria is in a state of rapid change. The nature and rate of change is a function of local market competitive circumstance as well as willingness to change traditional behavior management of bank in Nigeria being tested by deregulation interest competition, New technology and the introduction of new products . This project work is aimed at investigation the various ways bank (Commercial banks ) market their New production  which are ion form of servic...

MANAGEMENT BASED NATIONAL HOUSING FUND SCHEME

ABSTRACT The problems of housing and accommodations in Nigeria have become a very big task for the day to achieve. With the setting up of National Housing Fund Scheme by the Federal Military Government of Nigeria in 1992 under decree 5 of 1992 to collect a specified amount of contribution from each individual worker by the Federal Mortgage Bank of Nigeria. The said amount was to be used in the construction of housing musts for distribution to each individual contributor according to the stren...

“PROBLEMS OF MONETARY POLICY IMPLEMENTATION BY CENTRAL BANK OF NIGERIA (CBN)

ABSTRACT This project has traced the evolution of Nigeria’s monetary policy and its performance since the early1980’s, to provide a background to the reviews; it discussed same theoretical aspects of monetary management. On the theoretical aspect it reviewed the concepts of monetary management, the objective of monetary policy and the instruments of monetary policy.The highlights of the Nigeria economy of the 1970’s were the growing importance of oil, the expending role of the publ...

CREDIT MANAGEMENT AND BANK LENDING (A CASE STUDY OF HALLMARK BANK LTD IN NIGERIAN)

ABSTRACTCommercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy.   It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad debt among other to poor credit management.The hallmark bank limited like most other bank has recorded a high inadence of bad debt and ha...


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