ABSTRACTThe aim of this review is to appraise the “Challenges of Banking Industry in a depressed Economy” To accomplish the above objective this work looked into and investigated the challenges of Banking Industry. A number of significant changes have occurred during the past several years to transfer the financial sector from what it was just a few short years ago.Financial institutions today are offering new and eliverse services, operating under new and unique forms of management and t...
ABSTRACT This research intends to eroborate the services rendered by the capital market in Nigeria as to ascertain the adequacy and efficiency of these services to revamping the economy or otherwise to recommend appropriate measures to be taken in advancing the expectations of investors in particular and Nigeria as a whole. In the conduct of this research we researcher employed the use of secondary empirical and personal observation were utilized. Base on secondary data collected ...
ABSTRACTLiquid represents the ability to work efficiently accommodate decrease in deposits and funds increase in the loan portfolio, that is to meet customers loan request fund commitments and liens of credit. A bank has liquidity potential when it has the ability to obtain sufficient cash in timely manner at a reasonable cost. The cost obtaining liquidity is a function of market conditions and the degree of risk, credit risk reflected in the balance sheet.Liquidity management in Nigeria comm...
ABSTRACTThe research is concerned with the effects of the impact of budgetary control on the profit of a business organization.TABLE OF CONTENTSTITLE PAGEAPPROVAL PAGEDEDICATIONACKNOWLEDGEMENTABSTRACTTABLE OF CONTENTSCHAPTER ONE: INTRODUCTION1.1 BACKGROUND OF THE STUDY1.2 STATEMENT OF THE STUDY1.3 OBJECTIVE OF THE STUDY1.4 SIGNIFICANCE OF THE STUDY1.5 SCOPE AND LIMITATIONS OF THE STUDY1.6 DEFINITION OF TERMSCHAPTER TWO: REVIEW OF RELATED LITERATURE 2.1 BUDGETARY CONTROL2.2 AIMS AND OBJECTIVE ...
1.0 INTRODUCTION1.1 BACKGROUND OF THE STUDY It has been observed that all over that world each country has its peculiar rules and regulations guiding the financial transaction within the economic system, even if it is public or private, the most important thing is that they are harmoniously functioning as a system to achieve the needed economic and monetary effect. (UGWUANYI 2002:3)Needless to say that the financial system of any country is a great economic indicator and should be handed...
ABSTRACTThe project has attempted to take an overview of the role of the Nigeria deposit insurance corporation in distressed banks in Nigeria.In chapter it focus attention of the major problem some banks facing. In literature review it focusers the control of distress in bank.The research design it helps the researcher to know how he will investigate the research. In findings the project indicates that the government to protect depositors, particularly the small ones against a backdrop of ban...
1.0 INTRODUCTION. Mortgage banking, this means that type of bank that give loan for purchase of property ie the banks give loans to the owners of property who want to use such item (ie) property as a security or colorectal security against media and long term loans. Shelter is man’s second most important basic need after food, and before clothing. the provision of shelter has thus been a major source of concern of man since creation. From the care-man to the modern urban dweller, housing ha...
INTRODUCTION1.1 BACKGROUND OF STUDY A large capital project that needs huge investment always encounter problems like insufficiency of funds for capital investments which is a common factor in every economy, more especially in developing countries like Nigeria. Business firms and financial institution like merchant banks and commercial banks have fund ways of solving the problems, (insufficiency of funds for capital investment). One of the remedies is the loan syndicate or mu...
ABSTRACTFor some years back in Nigeria, some banks have not been living up to expectations. During the free banking era, a lot of banks failed and this did not augur well for the economy.The researcher noted that bank failures had adverse effect on the economy. The study focused attention the general operations of the bank, its operational problems, consequences of bank failures on the business of manufactures and control measure, necessary in checking the incidence for the future development...
ABSTRACTThis research is undertaken to ascertain the role which mortgage institution can play in real estate development in Nigeria federal mortgage bank gave birth to other primary mortgage institutions. From 1993, the role played by this apex mortgage finance institution was delegated to other primary mortgage institution for the purpose of providing the much heeded fund for real estate development. This study is designed to ascertain the reasons why housing problems is still ver...
ABSTRACTThe Nigeria Banking sector has witnessed a lot of set back in the last decade. This is as a result of series of huge bad debts which resulted to many banks going into liquidation. Undue mergers and acquisition has taken place in an effort to cope with the challenges of existence and survival as a result of financial distress which is mainly caused by irrecoverable debts. It is in an effort to mitigate this problem that this research “Causes and Implications of Bad Debts in Nig...
INTRODUCTION1.1 STATEMENT OF THE PROBLEMSmall and medium scale industries constitute and the bed rock of any meaningful industries nation.But inspite of this not much of small and medium scale industries have been seen on a nation wide scale in this country. The industries in this country suffers a tremendous set back ranging from specialized institutions established for the purpose and also certain government polices and activities. This study is therefore aimed at finding out th...
INTRODUCTION 1.1 BACKGROUND OF THE STUDY Nigeria gained its sovereignty on October 1st 1960, and like most developing countries, it has its “teething problems, economic wise, most past governments have introduced either one measure or the other. These economic measures are aimed at restricting the economic situation of the nation. The Nigerian workers has always and is still bearing the burden of all these economic shortfalls. Before I delve into what this research is all about, ...
INTRODUCTION 1.1 BACKGROUND OF THE STUDY Agriculture, man’s oldest profession which used to be Nigeria’s Chief foreign exchange earner, has been neglected over the years because of the discovery of oil. This factor has led to the disappearance of most mineral resources in the country like the groundnut pyramind of the north, the cocoa sacks of the west nad the palm oil drums of the East.Not only, the hard currency accruing from agricultural export gone but the population which c...
1.0 INTRODUCTION The role of computer in fraud detection and prevention in the Nigeria banking industry Banking in Nigeria is mistakenly going through successive periods of change-change that in a few years will lead to the basic transformation of this very essence and to the establishment of a more efficient integrated, and certainly more customers oriented financial system. The effect of computerization on the bank on the banking industry in Nigeria cannot be over-emph...