AN APPRAISAL OF PERFORMANCE OF SMALL SCALE ENTERPRISES IN COMMUNITY DEVELOPMENT: EVIDENCE FROM ANAMBRA SOUTH SENATORIAL ZONE, ANAMBRA STATE

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ABSTRACT

This study examines an appraisal of the performance of small scale enterprises in community development; evidence from Anambra South senatorial zone, Anambra state. Specifically, the study provides the reasons for going into SMEs; sources of financing SMEs; role of SMEs in community development and factors militating against SMEs in community development. The researchers distributed 143 questionnaires to the respondents that make up the sample size. The research questions were answered using mean rating under the modified four-point likert scale.The result of the investigation reveals that SMEs play the following role in community development: Generation of employment; Service provision; Improve living standards and poverty alleviation. Consequently this study therefore recommends that: government should re-introduce the small business credit scheme so that beneficiaries can use them to run the micro, small and medium enterprises; government, chamber of commerce and other non-governmental organization should regularly organize seminars for potential and actual small and medium enterprise operators where they should be educated on how to plan, organize, direct and control their businesses there should also be a reintroduction of soft loans for small and medium business by the government and financial institution to enhance the performance of SMEs in community development.

TABLE OF CONTENTS

Approval page i

Dedication ii

Acknowledgement iii

Outline page vi

Abstract 1

CHAPTER:

INTRODUCTION

1.1 Background Of The Study 2

1.2 Statement of The Problem 4

1.3 Purpose of the Study/Objective Of The Study 6

1.4 Research Questions 6

1.5 Statement Of The Research Hypothesis 6

1.6 Organization Of The Study 7

1.7 Significance of the Study 7

1.8 Limitation of the Study 7

CHAPTER TWO:

LITERATURE REVIEW

2.1 Conceptual Issues on SMEs 8

2.2 Government Intervention Policies 10

2.3 Reasons for Going into SMEs 13

2.4 Sources of Financing SMEs 14

2.5 Role of SMEs in Community Development 21

2.6 Factors Militating Against SMEs in Community Development 22

2.7. Theoretical Framework 23

CHAPTER THREE:

METHODOLOGY

3.1 Design of the Study 28

3.2 Area of Study 28

3.3 Population of the Study 29

3.4 Instrument for Data Collection 30

3.5 Method of Data Collection 30

3.6 Validation of the Instrument 31

3.7 Method of Data Analysis 31

3.8 Limitation of the Study. 32

CHAPTER FOUR:

DATA PRESENTATION AND ANALYSIS

4.1 Introduction 34

4.2 Respondents’ Characteristics 34

4.3 Analysis of the Research Questions 38

CHAPTER FIVE:

SUMMARY ,CONCLUSION AND RECOMMENDATION

5.1 Summary 44

5.2 Conclusion 44

5.3 Recommendations 45

References 47

Appendix 51

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AN APPRAISAL OF PERFORMANCE OF SMALL SCALE ENTERPRISES IN COMMUNITY DEVELOPMENT: EVIDENCE FROM ANAMBRA SOUTH SENATORIAL ZONE, ANAMBRA STATE

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